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Standard Fixed Deposits

Flexible Terms, tailored benefits and a service like no other.

Features, Benefits and Eligibility

  • Residents of Sri Lanka over 18 years of age are eligible to apply
  • Minimum Deposit Amount of Rs. 5,000.00
  • Attractive Interest to your Designated Bank at no Extra charge
  • Easy and cash backed Loans up to 80% of FD Value
  • Additional Interest Rate of 0.5% for Senior Citizens
  • Easy Access to other Financial Services such as Savings Accounts, Leasing, and Loan Facilities.
  • Eligible deposit liabilities are insured under the Sri Lanka Deposit Insurance Scheme, implemented by the Monetary Board, with compensation up to a maximum of Rs.1,100,000/- per depositor.

Required Document

  • Application Form

    Download Form

  • Know Your Customer (KYC) Form

    Download Form

  • A Copy of National Identity Card (NIC) or Passport/Driving License

  • FATCA Document and Billing proof if customer address differs from the identification provided

Interest Paid Rate

Interest Paid Monthly Interest Paid At Maturity
Period Rate A.E.R. A.E.R Rate A.E.R. Rate A.E.R.
1 Month 0% 0% 7.6% 7.7%
3 Months 7.6% 7.3% 8.1% 8.3%
4 Months 7.6% 7.3% 8.1% 8.3%
6 Months 8.4% 8.1% 8.8% 9%
7 Months 8.4% 8.1% 8.8% 9%
9 Months 8.4% 8.1% 8.8% 8.9%
12 Months 9.4% 9.1% 9.3% 9.3%
13 Months 9.4% 9.1% 9.3% 9.4%
15 Months 9.4% 9.1% 9.3% 9.2%
18 Months 9.4% 9.1% 9.6% 9.3%
24 Months 9.8% 9.4% 9.9% 9.5%
36 Months 10.5% 9.9% 10.1% 9.3%
48 Months 10.4% 9.9% 10.3% 8.8%
60 Months 10.5% 9.9% 10.6% 8.9%

AER: Annual Effective Rate | EFFECTIVE DATE: 04.11.2024

Popular Questions About the Standard Fixed Deposits

With Singer Finance, your savings are in trusted hands. We have a solid track record of providing safe and secure savings solutions for our customers.

Our team is committed to providing personalized service that caters to your specific needs. We’re always here to assist you, making your savings journey smooth and hassle-free

Absolutely! We offer a range of savings products tailored to suit various financial goals, supported by digital means and various digital enhancements.

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